![]() ![]() ![]() To access this benefit, all consumers have to do is use the look-up tool to confirm that they were affected by the breach. The agency said those who never filed a claim for other benefits but were affected by the data breach and discovered misuse of their personal information can get free identity restoration services. The FTC went another step further in the consumer’s favor. To file an “extended period claim,” Equifax has set up a special website here that consumers can use. Other expenses you incurred while recovering from identity theft, like notary fees, document shipping fees, postage, mileage, and phone charges Losses from unauthorized charges to your accounts.įees you paid to professionals, like accountants or attorneys, to help you recover from identity theft.Consumers can file a claim for expenses incurred between January 23, 2020, and January 22, 2024, as a result of identity theft or fraud related to the breach. Those who did not apply for the settlement still have an opportunity to do that. “The administrator will not call you.” Claiming expenses related to the data breach “Legitimate emails about this settlement will come from Equifax Breach Settlement Administrator ,” the FTC said. The FTC also warns consumers to be on the lookout for scammers who might be trying to leverage the opportunity to get their hands on some personal data. Time is of the essence, though – the activation code has to be used by June 27, 2022, at the latest. As a plus, Equifax also agreed not to require users to provide payment info to enroll, nor do they have to cancel the service when it ends.Īll anyone who received a notice has to do is visit the Experian IdentityWorks website and enter the Activation Code from the email or letter they received. The settlement administrator has already begun contacting those who filed valid claims, and Equifax has agreed to offer eligible claimants a free four-year membership in Experian IdentityWorks, an identity theft protection service. The settlement includes up to $425 million to help people affected by the data breach. The company has agreed to a global settlement with the FTC, the Consumer Financial Protection Bureau (CFPB), and 50 U.S. To learn more about the Equifax settlement, visit the FTC website.The Federal Trade Commission (FTC) has reached a settlement with the consumer credit reporting agency Equifax over a 2017 data breach in which hackers accessed the personal data of 147 million people. To learn more about freezing your credit report, read our free “ Freeze Your Credit File” publication.Īll consumers in 2020, whether victims of the breach or not, will be eligible to receive six free credit reports per year for seven years from the Equifax website (that’s in addition to the one free Equifax report, plus your Experian and TransUnion reports, you can get at ). Whether you were a victim of this data breach or not, Consumer Action recommends freezing your credit file to protect yourself from attempted ID theft and fraud. To start your claim, visit the FTC’s website at ftc.gov/Equifax. Free identity restoration services for at least seven years if you were the victim of identity theft or fraud as a result of the breach.Reimbursement of up to $20,000 for time and money spent protecting your identity or recovering from identity theft and.To claim the cash compensation, you must certify that you have some form of credit monitoring or protection services on the date you submit your claim form, name the provider of those services, and certify that you will keep those services for a minimum of six (6) months Free credit monitoring (10 years of Equifax credit monitoring and four years of Experian and TransUnion credit monitoring), or part of the $31M cash settlement (the amount you receive will depend on how many claims for cash are made).Driver’s license numbers (in some cases)Īfter reaching a $700 million settlement with the Federal Trade Commission, victims of the breach can now make a claim for benefits. ![]() The personal information that was hacked in the Equifax breach includes: You’ll be asked to enter your last name and the last six digits of your Social Security number. In September 2017, Equifax, one of the country’s largest credit reporting agencies, announced that a major data breach had exposed the personal information of 147 million consumers.įind out if you were a victim of the Equifax data breach by clicking here. ![]()
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